Why every organization needs IT Asset Management?

Why every organization needs IT Asset Management?

Management of assets is always crucial for any organization to run effectively. In today’s technologically empowered era where technology and IT infrastructure has become the backbone of organizations, the concept of asset management has got a new dimension.
The assets management concept has gone to the management of IT assets when it comes to the modern day organizations. Buying a single piece of software is simple, however; managing its requirements, licenses, permissions across an organization (irrespective of its size) is not that easy.
That’s where companies look for IT asset managers. IT asset managers are persons who are certified in IT asset management and have undergone IT asset management training or some kind of software asset management certification. Thus are perfect for IT asset management.
Now, the questions arise that why is asset management so significant for organizations? Well to answer your question we have discussed the significance of IT asset management in this blog.

Why so important?

Let’s see why asset management has gained such an importance for organizations.
Cost control: In modern day organizations the IT budget across the board is increasing exponentially. Thus, management of the IT asset is becoming lot more complicated. That’s where IT asset management techniques are helping the organizations to make the task simpler and cut out on their costs. IT asset management helps the organization by proactively managing software licenses, deferring new purchases and by reclaiming and reallocating unused software and licenses.
Enhances efficiency: IT asset management helps the organizations in analyzing that whether their software and hardware are being utilized by the employees effectively or not. Apart from that it helps the organizations to get a report on the costs of energy usage and lets them to identify opportunities to save their cash while reducing carbon footprint.
Security is Improved: A robust IT asset management system helps the organizations to avoid hardware issues by helping them dispose of hardware correctly. It identifies software compatibility issues and builds a complete picture of the organization’s technical aspect. It helps to identify potential software issues without disturbing the entire set up and communicates the effects among the requisite systems and not entire organization.
Helps in avoiding Penalties: IT asset management helps the organizations in avoiding difficult conversation with vendors by tracking renewal dates, ensuring you stay on top of your licensing requirements and avoid all sorts of penalties.

Final Thoughts

Now, since we have discussed the importance of IT asset management and its importance for organizations we hope that you might have got a fair bit of idea about it.
Managing of IT assets requires a professional outlook which is brought in an organization by the hiring of a professional IT asset manager. Before hiring an IT asset manager the organizations must ensure that whether the person is fully qualified and he/she has got the requisite asset management training or not. Employing a fresh with basic knowledge of IT is also good but then you will have to provide him the necessary software management training and certification.

David Harred is a certified IT training professional with an extensive experience in asset management training and software asset management certification trainings. Connect with him on social media to stay updated on IT industry.

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ONLINE EDUCATION (Bachelor of Arts in Business Management)

The Bachelor of Arts in Management provides students a business related degree with an emphasis on managing organizations and personnel in a multicultural and global setting. To achieve maximum flexibility, the major in management program minimizes prerequisites, enabling students to take the required courses in any sequence. Students are also offered several areas of concentration.

Program Learning Outcomes

1. Describe the basic functions of management and their practical implications on the operations of the organization.
2. Analyze and evaluate management, leadership, and motivation theories.
3. Identify organizational behavior, communications, and change theories and their practical implications.
4. Explain the effect of international business environmental factors (legal, economic, and cultural) on the conduct of global business.
5. Explain the principles and theories of ethical decision-making and their practical implications in the everyday conduct of business.

The program is of particular interest to those who (a) need to complete their undergraduate education to move up in the organizational hierarchy and/or (b) possess sufficient skills about specific business functions (such as information systems, finance, budgeting, operations etc.) but now feel the need to supplement those skills with specialized knowledge on leadership and organizational behavior.

While the core of the B.A. in Management program provides students with a conceptual foundation on managing and leading people and organizations, the program also emphasizes demonstrable communication skills. These communication skills facilitate both management and leadership decision-making and help students evolve as managers and leaders in the future. Students have the opportunity to relate the classroom exprience to their current jobs and apply their new knowledge.

The B.A. in Management program draws outstanding faculty who bring into the classroom an optimal blend of theory and practice and appreciate the life experience and workplace insights of adult learners. In most of the courses, students can immediately relate the classroom experience to their current jobs and apply the knowledge gained thereby preparing to advance their careers to the next level. While the Bachelor of Science in Business offers students a broad, generalist view of the entire organization and hence focuses on each functional area of business, the Bachelor of Arts in Management zooms in on management and leadership skill-building that is supplemented by functional knowledge of business from a manager’s point of view.

A talent for business management can be fostered by a proper education in the principles of effective business leadership and decision-making. A bachelor of business administration with a concentration in business management is such a degree, and it will instruct students in the areas of financial resource allocation, human resources management, and a solid understanding of basic business principles. Principles of economics, accounting, business law, and organizational structures will be taught to provide the business foundation necessary from which to make decisions and reason appropriately about financial situations. Theories of good management will also be imparted to the students of the program, as well as an understanding of issues with diversity, global leadership, and critical thinking.

Successful graduates of the program will be properly trained to become effective business leaders, and as such, may be qualified for many management positions such as human resources management, project management, and sales management. Opportunities also exist within the non-profit and government sector, as good managers with well-honed leadership skills are needed anywhere that organization and team work is required. Graduates may also wish to become instructors, prepared to teach business skills to the next generation. The qualities that make good managers and leaders can also be applied to the profession of teaching and is just one example of the many doors that a degree in business administration may open.

You May Qualify For Financial Aid.

Get more details on: http://bachelor-businessmanagement.blogspot.in/

Business Management Courses for your better future

Management is a science; some have it inborn some need to infuse it to prevent the pitfalls of unconventional management techniques. Lack of management skills causes loss of staff, spending loads of money in advertising and training. So in order to have a balance on the management skill and working knowhow and idea, learning business management is must in today’s world. It is more like a proverb, teach men to eat and he will never be hungry ever in his life. In the same way when you inherit management skills you will never play wrong notes of business and will be able to respond effectively and efficiently.

A professional course in management develops efficient managers who can be an asset to a company. It also increases the yield and longevity in the tenure of work force. Management courses make you responsible toward the business goals; help you to attain problem solving qualities, allow you to manage and supervise human resource effectively and will also give you a platform to excel your communication. So if you want to sallow all such good qualities on you then a management course is what you are missing with.

To enhance the quality you will come across lot of management courses which are substantial medium that alleviate the learning of management and also bestow a person with specialization and master in different fields of management studies. Economies, growing number of business houses, hunger for profit and acute competition has increased the demand for management courses and so as the management schools. Let it be a self controlled business or multinational companies everyone requires a management specialists and this has enabled to introduce varied branches of management to cater to the specific need of an organization. Management is no longer limited to controlling and supervising but it has become vast and contains multiple branches within it.

There are flocks of colleges and universities, which are providing graduate, post graduate and executive management courses. Management courses in human resource, entrepreneurship, marketing, finance, information technology, international business, fashion and apparel and agro business are in demand across the globe. The model of management studies comprises theoretical and practical exposure to the recent business trend. This has helped the world economies to liberalize their goals and to extract good and the best from the individuals. Different segments of management has been dwelled keeping on mind that each field requires a better position and handling, so a niche can be created only if one become jack of all trade as well as master of all. It helps student to come closer to the realities of real business market.

The basic idea of learning management study is leading towards goal. Knowing to do this is important and to accomplish is the requirement. Different fields of management like business management give you the instrument you need to move a successful business and keep employee morale high. In the same way another distinct branch of management, Human Resource Management, covers the legion of functions which are required to keep a better working condition in the office space and as well as to hire the best candidate for the service. It covers the aspects of Personal Administration, Human Resource Development and Industrial Relation. Like this the other management fields are also capable in controlling and handling the specific area which are considered as body part of any business house.

Thus management courses are not limited with one particular career rather it matches with almost everything because all needs to be managed and has a common goal of earning profit without and risk involved to it.

The author is an experience content writer and write different type of articles so you visit http://www.uiu.edu/programs/mba.html and know more Human Resource Management and Business Management .

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Stock Trading — A Review Of Stock Trading Systems & Strategies

Lots of stock traders will explain that the stock trading technique is very often said to be exactly like a stock trading system that is designed to be used and traded in the stock market. However a stock trading strategy does involve a complete system which includes not only entry and exit rules, but stock selection, risk control and cash management. For the specialized stock trader, the specialized approach to a stock trading technique is centered mainly in price action. The “bottom-up” stock trading strategy is the most popular fundamental method employed by analysts. You should always keep in mind that a great stock trading strategy is both simple and practical. Once the set of rules and guidelines that make the overall stock trading strategy happen to be identified and implemented by a stock trader, the trader must remember to remain open-minded so that the trading strategy could be fine tuned and adjusted to new conditions in the stock market.

When trading stocks using technical evaluation, your trading plan will specify the conditions and requirements for getting into and exiting trades. A great stock trading strategy will specify the optimum quantity of shares to be trade in a given time period. Money management is at the heart of a great stock trading strategy. Stock traders who use a good strong stock trading strategy know and understand that money control may be the total answer to continued growth in their trading account. Because of this the money management component of a stock trading system has often been known as “the golden rule to stock trading”.

Regardless of what stock trading strategies you employ and trade make sure to: remain unemotional and never invest with money you need for rental, the home loan, bills, or even food. By examining your routines and actions, you are able to significantly enhance your stock trading strategy. Poor stock trading strategy actions are often caused by uncontrolled emotional reactions, while some are just simply the consequence of poor stock trading routines. Your trading objective is to make your stock trading technique organized, logical and persistent at all times. By studying and searching closely at market conditions to look for the present trend for the market, a successful trader is then able to make the best stock trading strategy to be used for the next day. Armed with this market information and his trading plan in hand, the trader is less likely to be influenced by uncontrolled emotions. When you are totally conscious of your trading and by constantly trying to improve your stock trading strategy, you will soon develop and discover the set of actions that will make trading success a practice for you.

Stock screening is a fundamental stock trading strategy and tool which involves the trader screening the entire world of securities for possibly advantageous stocks for trading. A few traders prefer to use moving averages in their stock screening. For instance, the trader may be searching for stocks which are in an uptrend and are over their two hundred day and 50 day moving averages. The use of moving averages in a trading strategy is quite simple and this technique is best suited to markets and stocks which pattern well. While other stock traders search for stocks which are ready to breakout from a pullback.

A word about Market Balance comes after. It is said to be obtained when the market price of a stock or security represents the typical intrinsic estimates of all traders and investors. While the phrase Market Efficiency means that the more efficient the market is, then the greater the degree that stock or security price reflect all the information offered which may influence the price of the stock or security.

If your stock trading technique is not fitted to short-term market conditions; you need to quickly adjust your strategy, and if required, don’t trade. Short term trading combined with long term stock investing needs to be part of your trading plan if you want to build money whilst trading stocks.

Know more details regarding stock market trading by visiting http://binaryoptionlive.com.

Singapore World Trade Centre

Singapore is fast becoming a major commercial hub of the world. Millions of tourists and business travelers visit Singapore annually both as transit and for a short stay to work and enjoy both at once. Singapore boasts a diverse culture caused by the different nationalities residing in the country but it is more westernized and commercial due to the outside influence it has compared the more conservative Asian culture seen in surrounding countries. From thrilling theme parks, beautiful botanical gardens, cultural activities and a wild night life, Singapore offers it all with everything at an arms throw distance for your utmost convenience.
Situated at the Maritime Square of Telok Blanghah, Singapore is the former World Trade Center. Converted and renamed in 2003 to Harbour Front Center it is now the shopping and transport hub of the city. It not only connects to neighboring Indonesian ports but also connects to Vivo City, the largest shopping mall in the country. The Harbour Front Centre is also connected to the Mass Rapid Transit, HarbourFront MRT Station and the Singapore Cruise Centre and so for your every transport need feel free to visit the former World Trade Center and stop for a bit of shopping and a bite.

This state of the art leisure destination commands a magnificent view of the harbour beyond and attracts hundreds of tourists for its view, superb shopping malls and monuments scattered about the premises. From KFC, Body Shop, Singa goody, DMK, Pizza Hut, DBS, Breadtalk, Sakae Sushi to McDonalds, Subway, Cheers, the HarbourFront Centre houses much more. The Vivo City is also Singapore’s biggest retail and lifestyle complex offering everything under the sun. Sensota is fast becoming a resort destination to recline and relax in and one can catch a cable car into Sensota from the Harbour Front Center and is a must visit for every person visiting the city, be it on a leisure or business trip.

There are a number of Singapore hotels to suit your every need. Millennium & Copthorne Hotels Singapore are an ideal choice designed to suit both the leisure and business traveller. Situated a stone’s throw away from the city’s biggest shopping and commercial hubs for the better convenience of its customers, it is a favorite among the many hotels in Singapore.

Pushpitha Wijesinghe is an experienced independent freelance writer. He specializes in providing a wide variety of content and articles related to the travel hospitality industry.

Resources – Singapore hotels, hotels in Singapore

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Analyzing Your Prospective Penny Stocks

Picking penny stocks can overwhelm the average Joe. The OTC bulletin board looks like a jigsaw puzzle. Stockbrokers talk endlessly about profit margins and other fancy terms. Then there’s the scam artist who keeps calling about penny stocks from a company poised to break through.

Before dipping into the penny stocks pool, here are some basic questions you should ask when searching for the right penny stocks investment.

Is the company profiting or losing money? Once you receive a hot tip, go online and check the company’s financial health. SEC filings can help you determine if a company incurred profits or losses the last quarter. Many penny stocks companies are young and have yet to make money. Find out how many products the company sold last year and if it has a well laid out plan on how to keep its customers happy.

What is the company’s business model? What are the products being sold by the company? Does the company offer any professional services? Does it provide marketing channels for other companies? Is the company a chain of stores? Is the company working as a joint venture? Find out if the company business model is feasible. Check other companies that have used the same business model to see if they succeeded or failed to improve earnings.

Who are the people managing the company? If you’re investing in penny stocks, you would want to know who will be spending your money. Do the company executives have proven track records? If this is their first shot at running a business, are they upstanding citizens or do they have a shady past? Find out about other investors too. Are they successful in this field? Are they uptight or prone to taking risks?

How is the company keeping up with current trends in the market? What is the current state of the industry? Is the industry bullish or bearish? Are the company’s products and services gaining ground or eating the dust of the competition? Learn more about the company’s research and development strategy. Compare its current products with the latest market trend.

How does the company manage its debts? Find out how large the company debt is and how the company is managing it. Again, SEC filings are your main source for this type of information. Quarterly reports are readily available online. Insurmountable debt can put a company out of business, so it is important to understand how the company is balancing profits, operation expenses, and financial obligations.

What is the media saying about the company? While news wires offer penny stocks companies very little media coverage, they will never miss out on financial scandals, bankruptcy rumors, and reports on corrupt executives. Newsletters can be a good source of information, but be skeptical of publications that hype a company because they were paid to do so. Make sure the author is an independent and qualified business analyst. Valuable news stories include product releases, new markets, and new deals.

Finally, ask yourself, do you really trust this company and its leaders? Follow your gut and invest only in penny stocks you believe in.

Nir Dotan is a writer and promoter of
Penny Stocks
services, and
Penny Stocks Preferred source for the latest news and information on the best and brightest Small Cap Stocks.

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Choosing Business Management Diploma and Certificate Business Management Course

There are instances where taking the longer route is not necessary. For instance, going for short business management programs such as certificate business management course and business management diploma instead of a four-year business management course may be the better choice. In terms of time and finances, the short courses win hands down. And though you will definitely learn more if you’ll return to a university, the other option may be more practical.
This is true in many scenarios. Perhaps what needs to be done can be accomplished with only a few months of in-depth study and you can find this in good business management diploma courses. It could be a recent job promotion that requires some business acumen or a new endeavour that could fare better if the manager has ample business background. Even successful business managers also need to update their current skills and techniques to stay competitive.
This is why business management programs that can be taken quickly and conveniently are very popular. However, not all institutions offering business management programs are credible so be cautious when signing up for a business management diploma course or any other business management course. Review the course outline and see if it includes the discussions you need. A good school is interested in your development and not just in collecting fees so check the services they offer aside from the modules.
Qualified business managers will always be needed in almost any organization and company. Hence, you are sure to find many opportunities after completing a business management course. Getting a business management diploma first is also a good way to check if this is a field you want to specialise in. After all, studying business management programs for a couple years will definitely be costly. You may wish to test the water first and work for an established business.
Getting a business management diploma is a win-win strategy because there is very little chance that you would waste what you will learn in this business management course. Business skills are relevant whether you wish to be employed or want to start your own business. Even students and stay at home moms can put up their own business nowadays so why can’t you? The key is in finding good business management programs that can help you kick start or improve your career in business management.

Fast track your business management career with a business management course from International Career Institute. ICI offers business management diploma and other business management programs that can cater to your need for convenient, affordable and comprehensive courses.visit here http://www.ici.net.au/businessmanagement/index.htm.

Decoding Forex Trading System

The forex market is ever changing, both as technology grows and people begin to realize the potential for profit growth through forex trading systems. More and more people are using automated forex trading systems, and enjoying the benefits of increased profits.

Forex trading systems work by closely monitoring currency prices, and using the gathered information about currencies to direct business choices relating to buying and selling options for trade clients. The forex market is analyzed in real time, making changes as necessary to keep up with fluctuations, and inhibiting risks for clients.

There are plenty of these types of systems available on the market. You need to select one from all these that suits your personal trading needs. Is there any risk involved in these types of robot systems? There are plenty of online forex resources available to answer this question.

Essentially, forex robotic technology has abstracted human emotional response to trading. This has served to greatly reduce human error in trading, particularly in currency transactions. Currency markets are one place where individuals have had difficulty in making informed, dispassionate decisions about trading, and forex has helped tremendously.

Automated forex trading software enables one to just do that almost perfectly. Despite all these pluses there are some risks involved with automated forex trading systems. Online forex resources are a good place to find the answer to this query. The forex market is not a mathematical enigma.

It is not always possible to solve a problem by following a formula. There are still some uncertainties involved with this. There are still some loopholes. All that means is in spite of all the advantages machines may still not able to deliver the profit levels which one may desire.

A possible area of concern that may be encountered is that people run the risk of becoming too dependent on the forex system, despite the systemas increased accuracy. Traders might find they diminish their capacity to perform their own analysis of market conditions and situations, as they have given this analytical responsibility over to the computers.

Researching the potential problems associated with forex trading systems is essential for any good trader. Online resources are an invaluable source of information about forex trading systems, and, by adhering to some important rules, earning potentials may be significantly increased through forex trading systems.

Before you start trading forex online, please sign up for John’s fantastic ecourse and reports. Receive the latest info about trading forex online. Go to Money Making Fx Trader for extra details.

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How Not To Lose Your Shirt When Trading In The Futures Markets

There is an alarming number of new, and uneducated, commodity traders losing just about everything they own. Why? There are a number of reasons why a new futures trader stands back, scratches his/her head and wonders why their trading account went from thousands of dollars to almost nothing over night.

What happened?

There are actually a number of things that came into play.

1. First and foremost. They believed all the hype that they would become rich over night.

2. They did not buy a good course on how to trade the commodity markets.

3. They picked up some books on trading at the library, or worse, they signed up with a trading forum on the Internet and believed everything the so called experts said about getting rich over night in the futures markets.

4. They did not have a trading plan before they placed a trade. A disaster in the making.

5. They believed everything their broker told them. A NOTE: All brokers are not bad.

So what are new traders supposed to do. How do they keep from losing all their money in their first month as a commodity trader?

There are two very basic ways to learn the craft of trading.

1. Paper trade. Learn what to do before risking a penny.

2. Trade Mini-Futures contracts. Keep any loses to a minimum.

There are multitudes of commodity trading books on how to make money trading futures contracts. However, a person will be hard pressed to find how-to books devoted exclusively to trading Mini-Futures.

The reason I believe is that Mini-Futures lack the glitter and claims to instant wealth found in the more traditional commodity trading manuals.

It’s unfortunate, but an alarming number of new traders will read one or more of the how-to books on commodity trading and jump right in and place a trade order not fully comprehending the real risks involved in trading.

Futures prices can and do make extreme price swings. New traders, because they lack experience, are unprepared to handle the large losses when trading standard futures contracts when prices move suddenly against their position.

Mini-futures are not immune from the same extreme price move. However, the dollar loss is considerably less. Mini futures contracts will let a new trader survive a sudden market shift and have money left in their trading account for the next trading opportunity.

What about limiting your losses with Stop Loss orders?

A Stop Lose is supposed to keep you from having large losses. Right? Not necessarily. There is what is called Daily Limit Moves, known as Limit Move, in futures trading.

A Limit Move means that a commodity price can only change up or down a certain amount during a trading session. When that happens trading stops until whatever caused the drastic price shift changes.

When a commodity makes a limit move against you it can shoot through your stop loss as if it did not exist. If you are unfortunate enough to get stuck in a Limit Move against you that last two, three, or more days you will be wishing you never heard of trading commodities.

This is not an everyday occurrence that you have to lose sleep over, but you need to be aware of it.

Trading futures can be a very profitable way to earn a living if you treat it as a business. Trading in the commodity markets is an extremely high-risk business and as with any business you must first learn the business so you won’t lose everything you own.

Think of it as if you suddenly wanted to be a high wire performer in a circus. You would be in serious trouble if you put on the flashy tights, went up 50 feet and inched your way out on the wire before you learned the craft of tightrope walking a foot off the ground. Fifty feet is a long way to fall without a net to catch you.

Trading in the futures markets, and even the FOREX markets is considered very risky. You must learn how to do it without putting your entire financial world at risk.

When I say risk I mean how much money you stand to lose if a trade goes against you. Your risks are anywhere from 20% to 50% less with mini futures over the more standardized commodity contract.

As an example a 20-cent move against you in corn is $ 1000 while the same move in the mini corn is only $ 200. Another great feature of the mini futures markets is the investment required to trade a mini commodity is also 20% to 50% less. A mini wheat contract currently requires about $ 400 to trade while the full size contract requires more than $ 1400.

A final note: The FOREX markets also have mini-contracts. But, the same risks apply. This series of articles will hopefully show you how to limit your exposure to a financial disaster.

Richard Tolar survived a ruptured brain aneurysm six years ago. Up until that time he was a very successful futures trader. He also had some success in the FOREX markets. He wrote a book on how to trade price patterns in both of the fast moving markets. He is passing on his knowledge with this series of articles. Pick up his free ebook “How To Trade Price Patterns In The Futures Markets” at My Futures Blog

Categorizing Stocks According to Types

Choosing a stock while making an investment decision depends upon your financial goals. Corporations issue different types of stocks, the basic two types being common stock and preferred stock. Another type of classification, commonly used is to classify stocks as growth, value, or blue chip stocks, amongst others. It is important to understand the various terms clearly so that you can make a wise investment decision.

Common Stock
This is the basic stock issued by a corporation and represents the fraction of the company owned by you. Common stockholders bear the most risks associated with the company. Common stockholders get dividends only after preferred stockholders get theirs. However, the investors holding common stocks have voting rights in the company, which enable them to influence corporate resolutions. Preferred stock holders do not have voting rights.

Preferred Stock
This is a form of equity, but has the characteristics of both bonds and common stock. As the name implies, preferred stock holders can claim the earnings and also the assets in the event of liquidation of the company, prior to common stock holders. However, the claims of preferred stock holders come after those of bondholders.

Additional Classifications
1 Growth Stocks: Growth stocks are stocks of companies whose financial performance and earnings exceed the industry average and the economy in general. The profits are typically re-invested to expand the business and minimal dividends if any, are paid to stockholders. Stockholders gain because the share price goes up as the company grows.

2 Value Stocks: These are stocks considered undervalued by investors. Typically, these may be stocks of companies going through a rough patch or whose growth potential has been underestimated by the market. These stocks attract those investors, who believe in the long-term growth of the company.

3 Blue Chip Stocks: Blue Chip stocks are stocks of financially sound, well- established companies with well-established management and track record of delivering earnings. Their stock price movements are less volatile and they pay regular dividends. Such companies have industry leadership.

4 Defensive Stocks: These stocks provide stability in stock price during periods of recession, economic slowdowns or slow down in industries. Consumers continue to buy food, medicines, gas and electricity even during slowdowns and stocks of companies dealing with these sorts of goods do not lose much value during rough patches in the economy
5 Cyclical Stocks: Cyclical stocks are stocks of companies, whose performance increases and decreases along with business cycles. When the business cycle is in an upturn, the value of the stocks of companies related to the particular industry would appreciate rapidly, offering windfall gains. Commodities, airlines, durable goods manufacturers fall in this category. However, these stocks lose value during downturn in business cycles.

6 Income Stocks: These are especially suited for investors looking for a greater proportion of current income of companies. Income stocks offer a higher dividend in relation to their market price. Blue-chip companies and utilities like banks fall in this category.

7 Seasonal Stocks: Stocks of such companies fluctuate with seasons. Examples are stocks of retail companies and greeting card companies, which have a greater proportion of sales during festive seasons.

8 Penny Stocks: These are low value stocks, typically with a value in the range of $ 1 to $ 5 per share and are traded Over-The-Counter (OTC). They are highly speculative and high risk investments.

Additional Help
A thorough understanding of different types of stocks and the characteristics of each is essential to make informed decisions, and preserve or witness appreciation in the value of your investments. Modern software makes it easier to manage your stocks in various companies.

David Gass is President of Business Credit Services, Inc. His company publishes afree weekly e-newsletter on Small Business Consulting at their web site http://www.smallbusinessconsulting.com